INSURANCE - PERSONAL/P&C Murray & Associates Doug Murray 12952 Palomar Way North Tustin, CA 92705 Phone: 714-602-9709 Cell: 575-202-2291 Fax: 714-941-9192 www.aflac.com jdmurray1215@socal.rr.com 1.Aflac is different from health insurance; it's insurance for daily living. Major medical pays for doctors and hospitals. Aflac is insurance for daily living. It pays cash benefits directly to you, unless otherwise assigned, to help with daily expenses when you're sick or hurt. 2.Aflac benefits help with unexpected expenses. Your Aflac benefits check helps you pay for the many out-of-pocket expenses you incur when you are sick or hurt - like the cost of transportation to and from medical facilities, parking and additional child care expenses. 3.Aflac pays you cash benefits to use as you see fit. You can use your Aflac benefit check to help pay for groceries, child care, rent...it's totally up to you. 4.Aflac is affordable. We have a range of products that fit most budgets. Aflac can provide you and your family with coverage and security to help maintain your everyday life in case of illness or injury. And, Aflac rates don't go up when you file a claim. 5.Aflac is an extra measure of financial protection. When you're sick or hurt, Aflac pays cash benefits that you direct to help you and your family with unexpected expenses. The benefits are pre-determined and paid regardless of any other insurance you have. 6.Aflac goes with you when you change jobs. When you have an Aflac policy - it's yours. You own it. Even if you change jobs or retire, you can take your Aflac policy with you. 7.Aflac claims are processed quickly - usually within 4 days. Filing a claim with Aflac is never a 'wait and see.' Claims are usually processed within 4 days. Our forms are also easy to complete. So while you're focusing on your health, we focus on getting you a check quickly. 8.Aflac pays you benefits even when you're healthy. We want you to be healthy - that's why we promote care. Get a routine physical, a mammogram, or an eye exam and we'll pay you*. It's that simple. A GOOD tip: A person who wants extra cash for their famiy if they are hurt or sick and cannot work